The professional resource for Canadians operating in the era of Governed AI.
Enterprise-grade AI enablement for financial services professionals navigating Governed AI and OSFI E-23. Published by AVA Credit Inc., Toronto.
Built for Canadian Professionals
One mission. Helping Canadian professionals Work with AI.
IN MORTGAGES
AI
Edition
Governed AI.
In the era of Governed AI, mortgage professionals don’t know how to use AI without losing their bank. The banks and most large financial institutions already use Governed AI. Now they’re writing the rules for the brokers they work with.
The ask is coming.
As a licensed mortgage professional, your bank will contact you about how you use AI. Under OSFI E-23 and B-10, unmanaged broker-side AI creates model risk, data risk, and third-party risk exposure that is increasingly difficult to justify. May 1, 2027 is the compliance deadline. A regulatory hard stop. The professionals who build their governance framework now arrive at that conversation with a package.
Governed AI in Mortgages.
The Mortgage Times Volume III is the definitive publication for Canadian mortgage professionals navigating AI in a regulated environment. Built from the field. Written for practitioners. This is the briefing your compliance conversation starts with.
The mental model. Built from first principles.
Five concepts. One sequence. Designed to be learned once and applied indefinitely, regardless of which AI tools you use or how the technology evolves.
The foundational playbook for professionals who want to work with AI with speed and precision.