Services | AVA Credit Inc.
AVA Credit Inc.

Three divisions. One mission.

Lending, consulting, and publishing — integrated services delivering human-AI collaboration for financial services and enterprise.

AI-Enhanced Lending Enterprise Training Educational Publishing
Our Divisions

Integrated Services for the AI Era

Each division complements the others — lending drives insight, consulting delivers expertise, media builds authority.

Centre of Engagement

AVA is where human skill and advanced AI systems converge to deliver results neither could achieve alone.

Our Approach

AVA Credit Inc. was founded on a core conviction: artificial intelligence transforms professional work when guided by deep domain expertise. We bridge the gap between cutting-edge AI capabilities and the rigorous demands of regulated industries.

Unlike approaches that seek to replace human expertise with automation, AVA’s model centers on organizing professionals around AI technology. This human-led, AI-augmented approach preserves the judgment and relationship skills that define successful financial services while dramatically improving operational efficiency.

AVA’s competitive advantage is not the AI technology itself—which is increasingly commoditized—but rather our ability to structure environments where professionals learn to collaborate effectively with AI systems.

This organizational capability, combined with proprietary frameworks developed through years of real-world application in commercial lending, positions AVA as a first-mover in practical AI implementation for financial services.

Service Offerings
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About AVA Credit Inc. Services

AVA Credit Inc. is a Toronto-based AI-powered financial services platform operating three integrated divisions. AVA Credit provides AI-enhanced mortgage and business financing through Mortgage Architects, a subsidiary of Dominion Lending Centres Group (TSX: DLCG), Canada’s largest mortgage brokerage. AVA Consulting delivers enterprise GenAI enablement, currently training over 8,500 mortgage professionals under contract with DLCG. AVA Media produces educational content including Working With Generative AI and AI Essentials training materials. Founded in May 2024 by Matthew Dobson, a 25-year commercial lending veteran, AVA combines deep expertise in secured lending with proprietary AI frameworks developed since 2017.